Newsletter; October 2025
Welcome to the new and improved Crum Consulting newsletter! Each month we strive to provide you with a variety of helpful resources, tips, and practices to support your continued success, both personally and professionally. Because we work with a diverse demographic of clients, industries, and backgrounds, we aim to provide content equally as diverse. If you have any questions, or if you would like to learn more about any particular topic, don’t hesitate to reach out to us! If you are a new client, please click here to fill out a consultation form, and we will be in touch to schedule a session with you.
Article Spotlight
Delegate & Elevate
Have you ever wondered how some leaders manage to achieve remarkable success while maintaining a work/life balance? What secrets lie behind their ability to foster growth and innovation within their teams?
If you have any questions surrounding this month's article, or would like to further explore opportunities, please feel free to reach out to schedule a session with us! You can reply directly here if we have worked together in the past. If you are a new client, please click here to fill out a consultation form, and we will be in touch to schedule a session with you.
Sustainable Growth
Business Finances
When it comes to business finances, taking a proactive and detailed approach can make all the difference. The first step is to review your finances for cost-reduction and cost-avoidance opportunities. Start by analyzing your expenses: How often are you engaging in luxury services that might not be necessary? Evaluate your business expense dining habits—how often are you eating out, and can this be reduced? Examine your memberships and subscriptions; are they truly providing an equivalent return on investment (ROI)? It’s worth checking in periodically with your subscription services to see if you can negotiate a better rate, and compare quotes between your current providers and potential alternatives. This vigilance can uncover significant savings and improve your overall financial health.
Next, set your accounts up for success by implementing smart financial practices. Automate your payments wherever possible to avoid late fees and ensure timely payments. For bills not on auto-pay, create calendar events with reminders to stay on top of due dates. Make it a habit to interact with your bank daily to monitor balances and pending charges, and periodically shop around for better rates or features on your credit cards and banking services. Evaluate your current bank’s fee structure—are transaction or insufficient funds fees eating into your profits? Switching to a bank with more favorable terms can result in substantial savings over time.
Finally, start planning today for a more secure tomorrow. Establish and actively use a savings account, and regularly check your credit score for opportunities to improve it. Determine what percentage of your income you’re allocating to savings and ensure you have a retirement fund. Creating and adhering to a budget is crucial, as is regularly forecasting future revenue and income projections. Develop a proven process for roadmapping out new projects in relation to your finances, and consider how you’re diversifying your monetary assets. Explore various investment opportunities to grow your wealth.
By taking these steps, you’ll be well-equipped to navigate the road less traveled, ensuring a stable and prosperous financial future for your business.
Highlights
Sage Advice
Welcome to Sage Advice, an inspiring interview-style video series brought to you by Crum Consulting. In this engaging series, we delve into the minds of successful business owners who have navigated the ups and downs of entrepreneurship. Each episode offers a unique glimpse into their personal journeys, the challenges they've faced, and the triumphs they've celebrated. Join us as we explore the invaluable lessons they've learned along the way, and gather insightful advice for aspiring and established business owners alike. Whether you're looking to ignite your entrepreneurial spirit or seeking strategies to elevate your business, Sage Advice is your go-to source for wisdom and inspiration on the road less traveled.
Welcome to Sage Advice Episode 3! In this episode, we sit down with Dr. Kara Lemke, the insightful owner of Healthy Minds, a staple of the San Ramon, California community since 1993. Initially founded as a child-focused therapy center, Healthy Minds has expanded to provide comprehensive therapeutic services for individuals of all ages, as well as parents, teachers, schools, and support systems. Dr. Lemke shares her professional journey and offers invaluable advice for fellow business owners, drawing not only on her sharp business acumen but also on her deep expertise in human behavior as a clinical psychologist. You'll get a unique perspective on leadership, team dynamics, and building a practice that is both successful and deeply impactful, all under the practice's collective commitment to accessible, evidence-based treatment. Whether you're an entrepreneur looking to foster a healthier work environment or simply interested in the psychology behind successful businesses, you won't want to miss her profound insights.
To learn more about Healthy Minds, reach out to Dr. Lemke at:
info@healthymindscal.com | (925) 201-5460
Click the button below to view the full interview.
Beyond Business
The Self-Care Extravaganza, Part 2: Unlocking Your Inner Badass!
I invite you to pamper yourself with self-care for your mind, body, and soul! 🌿✨ This month on CRUM socials, we will provide tips and tricks to nurture the body.
Follow us to keep up with this self-care journey, and so much more! Next month we will explore care opportunities for the soul.
Thank you for being a pivotal part of our journey here at Crum Consulting. We would be nothing without you, and your continued support. Please feel free to share our content with others to pay it forward. We relish in receiving feedback, so if you have any suggestions or if you'd like to share your opinion on any of the content we have provided here, please let us know! If you have any questions about anything we covered here, or if you'd like to explore potential opportunities with Crum Consulting, we are here for you! Reach out anytime!
"Fortune favors the bold." - Phormio (161 B.C.)
Until we meet again, take care of yourself, and others. Thank you.
